FAQ

A soft loan is a loan offered on more favourable terms to make borrowing more manageable and accessible. At SM Rural Initiative, our soft loans come with a 2.8% monthly interest rate, flexible repayment options and free financial education.

You can borrow from UGX 100,000 up to UGX 500,000,000, depending on the loan type and your individual circumstances.

You can request a call back from SMRI to discuss your financing needs.

The website's form is not a loan application or an online loan approval system. It allows you to tell SMRI what you need so the team can contact you, understand your situation and guide you on the next steps.

Loans are disbursed through mobile money or banks. We do not give cash.

It takes 24–72 hours, depending on the type of loan.